local, regional, international
Health Insurance Solutions
SES provides medical cover and support to Zambian organisations of all sizes, including specially designed health plans to suit family, as well as individual needs. Our cover includes major medical benefits, in- and out-patient, maternity, wellness benefits, including dental and optical cover and funeral cash benefits, with high-risk loading as an added option.
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SES OFFERS
We offer a range of tailor-made membership options to suit our clients’ needs.
AFFORDABLE PLANS
You can join SES on one of our local, regional or international policies with flexible payment terms: quarterly, bi-annual or annual payments.
BENEFITS
The SES options give you more control over your benefits, without compromising on the quality of service and care.
NETWORK HOSPITALS
We have a large service provider network in Zambia, South Africa and India, ensuring that we can refer our clients to the best possible facilities.
Group and Corporate Members, please contact us or request a quote and one of our consultants will be in touch ASAP
Individual Health Insurance Solutions
For more than 25 years, SES has cared for Zambian families of all sizes and cultures. Due to this privilege and experience, we have specially designed our healthcare plans to suit family, as well as individual needs. You now have the option to select from a list of packages that include in-patient and out-patient care.
Start or Continue your application
Download Benefit Brochure
Download Life Cycle Guideline
Request a Quote
our customer offering for individual & Corporate Members
24/7 call centres, offering support in Portuguese, French and English
Assistance for members through our worldwide assistance company, SES/Unisure Assist
Transparency on pricing
We have an in-house medical team and global service provider network
Corporate Health Insurance Solutions
SES provides medical cover and support to organisations of all sizes, whether you are local or international. Organisations can access complete comprehensive cover for medical expenses including evacuation, repatriation and hospitalisation, tailored to employees’ needs.
Alternatively, organisations can combine existing medical aid, clinic membership or health insurance with our SES medical cover for emergency care and evacuation of employees by road or air.
Corporate Wellness
Downloads
Mini-wellness done onsite by a Nurse or Doctor
Executive Wellness for Men & Women
Download Benefit Brochure
Download Life Cycle Guideline
Request a Quote
DOWNLOAD OUR BENEFIT SCHEDULES
2025 BENEFIT SCHEDULE
Active Plans
2025 BENEFIT SCHEDULE
Legacy Plans
2024 BENEFIT SCHEDULE
Active Plans
2024 BENEFIT SCHEDULE
Legacy Products
Benefits Schedules and T’s and C’s for clients on a 2024 – 25 policy (i.e. your renewal date is sometime in 2025). If you are unsure of when your policy expires, please contact your SES Account Manager or call us on 737 and ask to be put through to the Memberships department for confirmation.
2024 BENEFIT SCHEDULE
Active Plans
2024 BENEFIT SCHEDULE
Legacy Products
Downloadable versions of all our 2024 T’s & C’s can be found below:
Active Plans
Legacy Plans
Benefits Schedules and T’s and C’s for policies starting and renewing from 1 January, 2025.
2025 BENEFIT SCHEDULE
Active Plans
2025 BENEFIT SCHEDULE
Legacy Plans
Downloadable versions of all our 2025 T’s & C’s can be found below:
Active Plans
Legacy Plans
Benefits Schedules and T’s and C’s for policies starting and renewing from 1 January, 2025.
Benefits Schedules and T’s and C’s for clients on a 2024 – 25 policy (i.e. your renewal date is sometime in 2025). If you are unsure of when your policy expires, please contact your SES Account Manager or call us on 737 and ask to be put through to the Memberships department for confirmation.
Downloadable versions of all our 2025 T’s & C’s can be found below:
Active Plans
Legacy Plans
Downloadable versions of all our 2024 T’s & C’s can be found below:
Active Plans
Legacy Plans
SES is PACRA registered. SES is licensed to sell insurance policies through the Pensions and Insurance Authority (PIA) License Number: 1072. SES is registered with the Health Professions Council of Zambia (HPCZ) for Medical Services and Clinical operations.
2024 © SES Zambia – Part of the the Unisure Group. All rights reserved. E&OE.