SES is a leading provider of international employee benefit insurance solutions.
We specialize in supporting organisations and their advisers in creating national, international and expatriate employee benefit programs.
Our solutions are highly effective for all staff members, thus effectively and responsibly delivering your client’s HR strategies and objectives.
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Our team has deep family roots within Zambia allowing us to understand
exactly what our members require of Life Insurance services within Sub-Saharan Africa.
At SES we acknowledge that in order to attract, recruit and retain high calibre candidates, providing comprehensive employee benefits is key. SES Group Life is cohesive, widely available corporate insurance product.
Innovative insurance solutions form an integral part of any global organisation’s employment incentives. Ideally, such solutions bene t both the employee and the employer.
- We can provide such innovative, symbiotic solutions.
Multinational organisations face the additional challenge of providing consistent protection benefits for a globally diverse workforce. When cover is available from local suppliers, it can vary from country to country. It may be inconsistent with group HR policy and is often time consuming to administer - assuming that it is available at all.
- We can offer consistent and comprehensive benefits, all administered simply and easily from a centralised unit.
All employees, no matter where they are based, quite reasonably expect to enjoy the same benefits as their counterparts throughout the organisation.
Our plans are designed to provide cover for all company employees, regardless of where in the world they are located.
Our ProductsSES are proud to offer a wide range of bespoke and standardised insurance solutions. Our products include policies to cover the following areas:
- Critical Illness
Your Peace of Mind
SES maintain reinsurance relationships with two of the five largest reinsurance companies in the world. All individual SES policies are reinsured by SCOR Africa Limited, a wholly owned subsidiary of SCOR SE, who are listed on the French Stock Exchange, are the fourth largest reinsurer in the world, and the largest life reinsurer in the United States. Additional reinsurance capacity for individual policies is provided by Gen Re, a Berkshire Hathaway company.
Depending on the nature of the group risk we manage on behalf of our clients, we reinsure with either SCOR or Gen Re.
For more information on our reinsurance partners, please refer to www.scor.com and www.genre.com