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SES is a leading provider of international employee benefit insurance solutions.

We specialize in supporting organisations and their advisers in creating national, international and expatriate employee benefit programs.
Our solutions are highly effective for all staff members, thus effectively and responsibly delivering your client’s HR strategies and objectives.

PRODUCT OPTIONS

SES-UNILIFE

Individual Life - SES Life

SES offers a Life plan. Quite simply, this is a life insurance policy that remains in force for the insured’s whole life. Alternatively, the sum insured can be paid to the policyholder at the age of 100 if requested. Please note that this plan requires that premiums are paid into the policy every year.

Individual Life - SES Life

SES offers a Life plan. Quite simply, this is a life insurance policy that remains in force for the insured’s whole life. Alternatively, the sum insured can be paid to the policyholder at the age of 100 if requested. Please note that this plan requires that premiums are paid into the policy every year.

Individual Life - SES Assurance

SES Assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, known as ‘the relevant term’. If the Life Insured should die during this term, then the death benefit will be paid to the beneficiary.

Group Life

At SES we understand that to attract, recruit and retain high calibre candidates, then providing comprehensive employee benefits is key. SES Group Life is a comprehensive, widely available corporate insurance product. That’s why we’re a leading provider of International Employee Benefit Insurance. We work with all the major global benefit advisers and are proud to be able to say that many of the world’s largest companies entrust their employee benefit packages to our experience and expertise.

Group Life

At SES we understand that to attract, recruit and retain high calibre candidates, then providing comprehensive employee benefits is key. SES Group Life is a comprehensive, widely available corporate insurance product. That’s why we’re a leading provider of International Employee Benefit Insurance. We work with all the major global benefit advisers and are proud to be able to say that many of the world’s largest companies entrust their employee benefit packages to our experience and expertise.

Group Funeral

SES Unilife is a leading provider of international employee benefit insurance solutions. Our group funeral plan is one such solution that is highly effective for all staff members.

Speak to a Life Cover Consultant today!

Our team has deep family roots within Zambia allowing us to understand
exactly what our members require of Life Insurance services within Sub-Saharan Africa.

Why SES?

  • At SES we acknowledge that in order to attract, recruit and retain high calibre candidates, providing comprehensive employee benefits is key. SES Group Life is cohesive, widely available corporate insurance product.

    Innovative insurance solutions form an integral part of any global organisation’s employment incentives. Ideally, such solutions bene t both the employee and the employer.
  • We can provide such innovative, symbiotic solutions.

    Multinational organisations face the additional challenge of providing consistent protection benefits for a globally diverse workforce. When cover is available from local suppliers, it can vary from country to country. It may be inconsistent with group HR policy and is often time consuming to administer - assuming that it is available at all.

  • We can offer consistent and comprehensive benefits, all administered simply and easily from a centralised unit.

    All employees, no matter where they are based, quite reasonably expect to enjoy the same benefits as their counterparts throughout the organisation.

    Our plans are designed to provide cover for all company employees, regardless of where in the world they are located.

Our Products

SES are proud to offer a wide range of bespoke and standardised insurance solutions. Our products include policies to cover the following areas:

  • Life
  • Disability
  • Accident
  • Health
  • Medical
  • Evacuation
  • Critical Illness
  • Travel

Your Peace of Mind

SES maintain reinsurance relationships with two of the five largest reinsurance companies in the world. All individual SES policies are reinsured by SCOR Africa Limited, a wholly owned subsidiary of SCOR SE, who are listed on the French Stock Exchange, are the fourth largest reinsurer in the world, and the largest life reinsurer in the United States. Additional reinsurance capacity for individual policies is provided by Gen Re, a Berkshire Hathaway company.

Depending on the nature of the group risk we manage on behalf of our clients, we reinsure with either SCOR or Gen Re.

For more information on our reinsurance partners, please refer to www.scor.com and www.genre.com