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INDIVIDUAL COVER
Giving Healthcare the Human Touch
Individual Health Cover Plans - Local
Our Local Cover provides members with In-patient and out- patient treatment in Zambia only.
For more than 20 years, SES has cared for Zambian families of all sizes and cultures. Due to this privilege and experience , we have specially designed our health care plans to suit family, as well as individual needs. You now have the option to select from a list of packages that include inpatient and outpatient care. We warmly welcome you to our family – where our motto: “Giving healthcare a human touch” is evident in everything we do.
SES Zambia recognises that everyone’s needs are different and that not all may be able to afford medical aid or doctors' consultations. That’s why we bring you a health policy that’s affordable and will cover your day-to-day medical needs.
Request a Free Quote
At SES we are passionate about healthcare, enter your details below and one of our consultants will call you back.
Tanzanite
- Treatment in Zambia only
- No Elective In-Patient Treatment
- Emergency In-Patient only
- No Out-Patient Benefit
- No Dental Benefit
- No Maternity Benefit
- No Wellness Benefit
- Enquire
Tanzanite +
- Treatment in Zambia only
- No Elective In-Patient Only
- Basic Out-Patient Benefit
- No Dental Benefit
- Dental Benefit only
- No Maternity Benefit
- No Wellness Benefit
- Enquire
Amethyst
- Treatment in Zambia only
- Elective In-Patient Treatment
- Emergency In-Patient
- Out-Patient Benefit (No Cancer, Organ transplant or Kidney Dialysis)
- Dental Benefit
- Maternity Benefit
- No Wellness Benefit
- Please note the waiting period for pregnancy cover is 10 months.
- Enquire
Amethyst +
- Treatment in Zambia only
- Elective In-Patient Treatment
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit
- Maternity Benefit
- Wellness Benefit - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months.
- Enquire
Individual Health Cover Plans - International
Our International Cover provides members with Emergency & Evacuation services.
With 2 International Plans available, SES offers site-based medical services, which include deployment by internationally trained paramedics, doctors and nursing staff, as welll as the placement of fully equipped remote-site clinics and emergency holding areas. Evacuation and disaster management plans are tailored to on-site facilities.
SES Zambia recognises that everyone’s needs are different and that not all may be able to afford medical aid or doctors' consultations. That’s why we bring you a health policy that’s affordable and will cover your day-to-day medical needs.
Request a Free Quote
At SES we are passionate about healthcare, enter your details below and one of our consultants will call you back.
Silver
- Emergency and Evacuation Treatments to South Africa only
- No Elective Treatment
- Emergency In-Patient Only
- No Out-Patient Benefits
- No Dental Benefit
- No Maternity Benefit
- No Wellness Benefit
- Enquire
Gold
- Worldwide Treatment outside of Zambia (Excluding USA, Canada or South America)
- Elective Treatment outside of Zambia only
- Emergency In-Patient outside of Zambia only
- Out-Patient Benefit outside of Zambia only
- Dental Benefit outside of Zambia only
- Maternity Benefit outside of Zambia only (top-ip required)
- Wellness Benefit in South Africa - every second claim free year
- Please note that excess of $250 will be charged on all elective medical-treatments.
- Enquire
Individual Health Cover - Local & International
Our Local & International Cover provides members with Comprehensive Cover.
Local & International Comprehensive & Evacuation Medical cover plans available. Our staff is internationally trained and combined, have over 30 years of experience in their respective medical fields. We know how much your life is worth and you and your families safely and wellbeing is our first priority.
SES Zambia recognises that everyone’s needs are different and that not all may be able to afford medical aid or doctors' consultations. That’s why we bring you a health policy that’s affordable and will cover your day-to-day medical needs.
Request a Free Quote
At SES we are passionate about healthcare, enter your details below and one of our consultants will call you back.
Sapphire
- Treatment in Zambia and Emergency Evacuation and Treatment in South Africa
- Elective In-Patient Treatment in Zambia Only
- Emergency In-Patience treatment in Zambia and South Africa
- Out-Patient Benefit
- Dental Benefit
- Maternity Benefit
- No Wellness Benefit
- Please note the waiting period for pregnancy cover is 10 months. All elective medical-treatments carry a excess of $250.
- Enquire
Gold +
- Worldwide Treatment (Excluding USA, Canada or South America)
- Elective Treatment outside
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit only
- Maternity Benefit
- Wellness Benefit in Zambia or South Africa - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months. All elective medical-treatments carry a excess of $250.
- Enquire
Platinum
- Worldwide Treatment (Excluding USA, Canada or South America)
- Elective Treatment outside
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit only
- Maternity Benefit (top-up required)
- Wellness Benefit in Zambia or South Africa - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months. All elective medical-treatments carry a excess of $250.
- Enquire
Platinum +
- Worldwide Treatment (Excluding USA, Canada or South America)
- Elective Treatment
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit
- Maternity Benefit
- Wellness Benefit in Zambia or South Africa - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months. no excess applied.
- Enquire
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+
Local
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Individual Health Cover Plans - Local
Our Local Cover provides members with In-patient and out- patient treatment in Zambia only.
For more than 20 years, SES has cared for Zambian families of all sizes and cultures. Due to this privilege and experience , we have specially designed our health care plans to suit family, as well as individual needs. You now have the option to select from a list of packages that include inpatient and outpatient care. We warmly welcome you to our family – where our motto: “Giving healthcare a human touch” is evident in everything we do.
SES Zambia recognises that everyone’s needs are different and that not all may be able to afford medical aid or doctors' consultations. That’s why we bring you a health policy that’s affordable and will cover your day-to-day medical needs.
Request a Free Quote
At SES we are passionate about healthcare, enter your details below and one of our consultants will call you back.
Tanzanite
- Treatment in Zambia only
- No Elective In-Patient Treatment
- Emergency In-Patient only
- No Out-Patient Benefit
- No Dental Benefit
- No Maternity Benefit
- No Wellness Benefit
- Enquire
Tanzanite +
- Treatment in Zambia only
- No Elective In-Patient Only
- Basic Out-Patient Benefit
- No Dental Benefit
- Dental Benefit only
- No Maternity Benefit
- No Wellness Benefit
- Enquire
Amethyst
- Treatment in Zambia only
- Elective In-Patient Treatment
- Emergency In-Patient
- Out-Patient Benefit (No Cancer, Organ transplant or Kidney Dialysis)
- Dental Benefit
- Maternity Benefit
- No Wellness Benefit
- Please note the waiting period for pregnancy cover is 10 months.
- Enquire
Amethyst +
- Treatment in Zambia only
- Elective In-Patient Treatment
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit
- Maternity Benefit
- Wellness Benefit - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months.
- Enquire
-
+
International
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Individual Health Cover Plans - International
Our International Cover provides members with Emergency & Evacuation services.
With 2 International Plans available, SES offers site-based medical services, which include deployment by internationally trained paramedics, doctors and nursing staff, as welll as the placement of fully equipped remote-site clinics and emergency holding areas. Evacuation and disaster management plans are tailored to on-site facilities.
SES Zambia recognises that everyone’s needs are different and that not all may be able to afford medical aid or doctors' consultations. That’s why we bring you a health policy that’s affordable and will cover your day-to-day medical needs.
Request a Free Quote
At SES we are passionate about healthcare, enter your details below and one of our consultants will call you back.
Silver
- Emergency and Evacuation Treatments to South Africa only
- No Elective Treatment
- Emergency In-Patient Only
- No Out-Patient Benefits
- No Dental Benefit
- No Maternity Benefit
- No Wellness Benefit
- Enquire
Gold
- Worldwide Treatment outside of Zambia (Excluding USA, Canada or South America)
- Elective Treatment outside of Zambia only
- Emergency In-Patient outside of Zambia only
- Out-Patient Benefit outside of Zambia only
- Dental Benefit outside of Zambia only
- Maternity Benefit outside of Zambia only (top-ip required)
- Wellness Benefit in South Africa - every second claim free year
- Please note that excess of $250 will be charged on all elective medical-treatments.
- Enquire
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+
Local & International
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Individual Health Cover - Local & International
Our Local & International Cover provides members with Comprehensive Cover.
Local & International Comprehensive & Evacuation Medical cover plans available. Our staff is internationally trained and combined, have over 30 years of experience in their respective medical fields. We know how much your life is worth and you and your families safely and wellbeing is our first priority.
SES Zambia recognises that everyone’s needs are different and that not all may be able to afford medical aid or doctors' consultations. That’s why we bring you a health policy that’s affordable and will cover your day-to-day medical needs.
Request a Free Quote
At SES we are passionate about healthcare, enter your details below and one of our consultants will call you back.
Sapphire
- Treatment in Zambia and Emergency Evacuation and Treatment in South Africa
- Elective In-Patient Treatment in Zambia Only
- Emergency In-Patience treatment in Zambia and South Africa
- Out-Patient Benefit
- Dental Benefit
- Maternity Benefit
- No Wellness Benefit
- Please note the waiting period for pregnancy cover is 10 months. All elective medical-treatments carry a excess of $250.
- Enquire
Gold +
- Worldwide Treatment (Excluding USA, Canada or South America)
- Elective Treatment outside
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit only
- Maternity Benefit
- Wellness Benefit in Zambia or South Africa - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months. All elective medical-treatments carry a excess of $250.
- Enquire
Platinum
- Worldwide Treatment (Excluding USA, Canada or South America)
- Elective Treatment outside
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit only
- Maternity Benefit (top-up required)
- Wellness Benefit in Zambia or South Africa - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months. All elective medical-treatments carry a excess of $250.
- Enquire
Platinum +
- Worldwide Treatment (Excluding USA, Canada or South America)
- Elective Treatment
- Emergency In-Patient
- Out-Patient Benefit
- Dental Benefit
- Maternity Benefit
- Wellness Benefit in Zambia or South Africa - every second claim free year
- Please note the waiting period for pregnancy cover is 10 months. no excess applied.
- Enquire
Zambia's Top Health Care & Emergency service provider
We have you covered...
Speak to Medical Cover Consultant today!
Fill in the form below and one of our Consultants will call you back.
Reasons to Choose SES
SES is the benchmark of emergency medical service providers in Zambia. Our aim is to provide access to the highest quality medical care for all our clients and members. With over 21 years of working experience within Zambia, SES is embedded in the local community and committed to sustainable long term business practices.
SES is registered with the top clinical facilities of clinics and hospitals throughout Zambia
Part of an International Group
Internationally trained doctors, nurses and paramedics
Only internationally accredited evacuation company in Zambia
Over 20 years experience in Zambia
24 / 7 emergency contact number with national reach
Speak to Medical Cover Consultant today!
Providing access to the highest quality medical care for local, international & corporate clients.
Our team has deep family roots within Zambia allowing us to understand exactly what our members require of a medical and support service within Sub-Saharan Africa.
Speak to Medical Cover Consultant today!
Fill in the form below and one of our Consultants will call you back.

